June 18th, 2011 at 01:39 am
I am so glad today is over. I'm actually glad this whole week is over. I was dreading this week last Sunday. So now that it is over I can breathe a sigh of relief. I had a lot of extra work this past week. I try to have one or two days off a week. But I worked everyday, all day everyday this week. We are still getting the car worked on. I have no idea how long our car is going to be in the shop. I don't think I will ever use this mechanic again. I'm not even mad about the $700+ that we will have to pay him. My problem is that he does not communicate. He puts in a $150 part charges us $200 for labor and then tells us what he did to the car. He never even asked us if he could put the part in! And then when you call his shop he won't pick up. If he says he'll call you back the next day, he won't call you back for two days! Meanwhile we're calling trying to figure out what's going on! It's so frustrating! What makes it worse is that he is a family friend. I feel like he has taken us for granted. Hopefully we can get through this without it ending on bad terms. But I will never use him again.
DH and I had dinner plans for tonight but they fell through. So we got take out and I am doing laundry at my parents' house. We need to buy a new washer and dryer. I was actually about to start saving for it. This weekend I am thinking about slow cooking bbq pork or slow cooking spaghetti sauce in the crock pot. I'll see what DH wants. He'll probably want spaghetti. We're are supposed to go out to lunch with my Aunt and Uncle on Sunday. I'm really looking forward to that. It's been so long since we've spent some time with them.
Well time to check on laundry...
Posted in
Debt,
Food / Groceries
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1 Comments »
December 16th, 2010 at 03:09 am
Today I made the final payment to my CPA. It feels so good to get that taken care of. I have an extra $250 that I am trying to decide what to do with. I think I may just park it in my checking account for right now.
Normally I keep about $100 hidden at home for quick runs to the grocery store or for whatever else we may need. This is so we don't have to run to the ATM or use our debit card for small purchases. I just started this a couple of months ago and it's been working out nicely. Yesterday my husband and I wanted to get a small heater for our bedroom. It's been so cold and we don't want to have a huge heating bill. So we thought a small heater would help keep us warm at night. I used cash that was on me, so we did not have to use our debit card or go to the ATM.
I live in North Carolina and we are expected to have some wintry weather tomorrow. Last year I would have been panicking because I am self-employed. If I don't work, I don't get paid. Last year I really did not have any savings. So if I missed getting paid due to wintry weather, I would have been in trouble. But tomorrow if I don't work and don't get paid, it won't really hurt. That's a nice feeling. But it would still be nice to make that money tomorrow. :-)
Posted in
Debt,
Shopping
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1 Comments »
November 19th, 2010 at 02:37 am
Today my husband and I chose our benefits for 2011. We decided to keep the plan we are currently in. We were thinking of choosing a high deductible health plan. But I don't think we are ready to make the change yet. We'll see how things go for 2011.
I made a deposit to one of our long term savings accounts today. It was for $50. Tomorrow I have to cash a check from one of my clients and send a cashier's check off to my CPA for work he did for me last month. I'll be glad when I pay him off. I hate having bills hanging over my head, especially when the person is also a friend. My CPA is a good family friend. So paying him off is priority.
I am booked with work next week before Thanksgiving. I want to be off Thursday and Friday. So I scheduled all my work Monday through Wednesday. I thought about taking advantage of some Black Friday deals next week. But I'm feeling I should avoid the malls altogether. I am doing such a good job at saving. If I go to the malls, I feel like my old habits will resurface and I'll be spending more than I should. I'm making about $600 extra next week. So I feel like I should direct that money to our joint money market and pay some bills with it.
Posted in
Debt,
Saving Money
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2 Comments »