I was expecting to make a pretty nice amount of money today from my work. But one of my clients had to cancel today. But I was still able to deposit $305 to our joint money market account today. I keep some cash at home now for little things or in case we are short on cash. My DH and I were talking and decided that we want to stop using our debit cards and start using cash only. It's hard to keep track of expenses when you use a debit card for little purchases. Plus if my husband uses the debit card sometimes he doesn't tell me he's used it or he can't remember the exact amount he spent. It may take a little time to transition to using cash for the most part but I think it will work out better.

I had a great weekend visiting family. My cousin bought another expensive bag. I think she spent about $400 on the last one. I don't think she has any savings. I admit sometimes I wish I had some of the things she buys but it feels nice to save and have a little money. She's a single mom of three boys and I know we bring in more money than she does. So I wonder sometimes how she can afford all the purses, expensive furniture and clothes she buys. It seems like she shops every week. And this week she's going to buy a game system for her and her boys. With all that buying, where is the saving???

My DH is finally on the same page with me when it comes to saving. I'm in charge of the money in our household. But it makes it harder when your significant other does things or spends money and it works against you. But he's starting to see the benefit of us saving money. Plus I think he likes seeing our account balances grow.

I'm going to work on our 2011 financial goals tonight. Plus I have some goals for the month of December that will set us up pretty good to start the new year off to a good start. So I'll be working on finances the rest of the night. I have 2 more full days of work left this week. Then I am off on Thursday and Friday. I can't wait!!! And I have decided to avoid the malls instead of giving in to temptation...