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Archive for June, 2011

Depositing Change

June 21st, 2011 at 06:30 am

Last night I went through my purse and found over $6.00 in change. So I rolled up what I could and plan to deposit it into my personal Money Market account later on this week. My DH and I have one joint Money Market and I have a personal Money Market. He has Pension, 401k and an IRA. So I decided to have a personal Money Market as well as my IRA at Vanguard. Plus I kind of view my Money Market as my own personal emergency fund too.

DH gets an extra paycheck in July and I really want to put all of it in our Money Market account. I'm not sure if it is going to work out. We keep getting unexpected expenses. Plus our car is STILL in the shop and the mechanic will not call us back! I feel like going to his shop and just picking up our car. I will NOT use him again!

What a Long Friday

June 17th, 2011 at 05:39 pm

I am so glad today is over. I'm actually glad this whole week is over. I was dreading this week last Sunday. So now that it is over I can breathe a sigh of relief. I had a lot of extra work this past week. I try to have one or two days off a week. But I worked everyday, all day everyday this week. We are still getting the car worked on. I have no idea how long our car is going to be in the shop. I don't think I will ever use this mechanic again. I'm not even mad about the $700+ that we will have to pay him. My problem is that he does not communicate. He puts in a $150 part charges us $200 for labor and then tells us what he did to the car. He never even asked us if he could put the part in! And then when you call his shop he won't pick up. If he says he'll call you back the next day, he won't call you back for two days! Meanwhile we're calling trying to figure out what's going on! It's so frustrating! What makes it worse is that he is a family friend. I feel like he has taken us for granted. Hopefully we can get through this without it ending on bad terms. But I will never use him again.

DH and I had dinner plans for tonight but they fell through. So we got take out and I am doing laundry at my parents' house. We need to buy a new washer and dryer. I was actually about to start saving for it. This weekend I am thinking about slow cooking bbq pork or slow cooking spaghetti sauce in the crock pot. I'll see what DH wants. He'll probably want spaghetti. We're are supposed to go out to lunch with my Aunt and Uncle on Sunday. I'm really looking forward to that. It's been so long since we've spent some time with them.

Well time to check on laundry...

Car Repairs = $700

June 15th, 2011 at 05:55 pm

Just found out that our car repairs will cost about $700. I'll know for sure tomorrow the final cost. On top of that, my blackberry is broken. Money just keeps flowing out...

Getting Back on My Feet

June 12th, 2011 at 05:05 pm

Well it has been a while since I have posted. A lot has happened since my last post. Back in March I lost a lot of work. It was actually a big chunk of my income. So that set us back. We did have savings to help us. I am so glad that we had savings. Otherwise we would have been in big trouble. On top of living expenses and bills, BOTH of our cars decided to act up! In fact, one of our cars is still in the shop right now. Again, savings is there to save us! But now our savings is super low. I absolutely hate dipping into savings. But it is supposed to be there when you need it.

So the first 6 months of this year has not worked out that great for us. However, I have more work and so my income has gone back up again. That's how it is when you are self-employed. Your income can be REALLY great for a while and then you hit a dry spell. But with the new work I am getting, hopefully I can help my DH rebuild our savings. No matter what though, I am NOT giving up. Dollar by dollar we will build our savings!